One of the things that you may ask yourself when looking for a new insurance company is; what does Walmart accept for my vision insurance plan? You see Walmart is one of the largest retail chains in the world and many of their locations have added in vision care as part of their benefits. They offer several plans to choose from and you will find that they are fairly affordable, but what exactly does Walmart offer you with regards to this type of plan? Well lets take a look at what is available and what your options are.
First off we have the Walmart Vision Care Plan which was created by Your Vision Insurance. This plan is one of the more affordable ones on the market and offers you discounts on both annual and monthly premiums. If you have vision problems then this is probably the plan that you should be most interested in. This plan offers discounts to those with Vision Assisting services such as LASIK, IOL, or custom frames and lenses.
Your Vision Insurance also offers Cover Heal, which provides free eye exams and prescriptions. It covers the cost of glasses, contact lenses, and other services provided by your eye doctor such as surgery, etc. They also offer an affordable Medicare option. This option covers the cost of prescription eyewear prescribed by eye doctors for non-prescription purposes. It is important to note that Medicare does not cover vision care. If you have vision problems this could save you hundreds of dollars per year.
The Vision Health discount card from Your Vision Insurance also is very valuable. This card allows you to visit a participating vision center and get discounted rates on a number of different services. Some of the services covered are vision check ups, computer glasses, and also certain laser treatments that can help to improve the quality of your vision. There are also many free supplies provided, and the discounts may even apply to certain services that you would be able to receive at a regular vision center. This is especially useful for those who need glasses but do not currently own any.
An optional service provided by Vision Insurance is the Reduction of Risk Program or the RRP. With the Reduction of Risk Plan, your vision insurance provider will match a percentage of your deductibles for specific items such as eyeglasses. In order to receive the full amount of the discount, your vision center must also participate in the discount plan. Your provider will also work with your eye doctor to make sure that you are using the correct lens. Most discount plans will also allow you to use discount coupons towards reducing your deductible, which can reduce your monthly premium.
Vision Insurance Plans, like most other policies, do have limitations and exclusions. Before signing up for a policy it is important to ask what your vision care and deductibles will consist of. There may be some services that your provider will not provide, and it is important to know whether or not you can get these additional services. An experienced independent provider can assist you in finding the right plan for your needs. Independent providers will have the benefit of working with a large variety of insurance companies, and they can help you determine the best plan for your specific situation and budget.